jan dhan: Over 50 cr Jan Dhan accounts opened in previous 9 years, complete deposits cross Rs 2 lakh cr
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Monetary Companies Secretary Vivek Joshi mentioned 33.98 crore RuPay playing cards have been issued to PMJDY account holders as of August 2023, up from 13 crore on the finish of March 2015.
“At the moment there are 225 crore financial institution accounts within the nation. The info reveals that many individuals have multiple checking account. Total by way of account opening, we’re nearing saturation,” Joshi mentioned.
He mentioned the zero stability accounts underneath Jan Dhan yojana have diminished to eight per cent of complete accounts as of August 2023, from 58 per cent in March 2015.
“We’ve got efficiently achieved the 50 crore account opening mark in August. On a mean 2.5-3 crore JDY accounts have been opened yearly,” Joshi mentioned on the eve of Jan Dhan Yojana finishing 9 years on August 28.
The common deposits in Jan Dhan accounts have elevated from Rs 1,065 as of March 2015 to Rs 4,063 in August 2023, a rise of three.8 instances. 56 per cent of the Jan Dhan account holders are girls and 67 per cent of the entire accounts are in rural and semi-urban areas. Among the options of PMJDY are, one Fundamental Financial savings Financial institution Deposit (BSBD) account to each unbanked grownup, overdraft restrict of Rs 10,000, and a free Rupay debit card with inbuilt accident insurance coverage cowl of Rs 2 lakh (Rs 1 lakh for accounts opened earlier than August 28, 2018).
